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LIST: ONLINE TRAVEL INSURANCE COMPANIES

These are online insurance companies/brokers offering travel policies that can be bought or individually quoted online, or at least researched online.
1 Stop Travel Insurance 0870 112 6122 Online quote & buy site for annual, single trip, winter sport, backpackers and long stay travel insurance. Part of the AA Group.
24/7 Travel Insurance 0845 260 1580 New online brand for specialist travel insurance provider, P J Hayman and Company Ltd, launched May 06.
AA Travel Insurance 0845 092 0606 One of the 'big boys' in travel insurance. They cover all the standard stuff - single trip, annual, wintersports - but also provide some specialist cover like golf cover & wedding cover, and they are one of the few travel insurance providers with no upper age limit on single-trip world-wide travel insurance policies.
American Express 0800 700 707 The travel services giant has a full range of single/multi trip policies that can be bought or quoted online.
Atlas Direct 020 7609 5000 Atlas offers a larger range of policies than the usual Single & Multi-trip options, EG Flight Only Insurance, Coach Only Insurance, and basic 'Pioneer' insurance for backpackers. There's good off-piste cover for skiers and a tailored range of cover for specific "dangerous sports" - that's insurance-speak for perfectly normal holiday activities like clay pidgeon shooting, ballooning, fishing, cycling, etc.
Aviva 0800 051 3606 Single & multi-trip policies. (Formerly Norwich Union Direct)
Boots 0345 125 3880 Boots, the chemists relaunched their travel insurance in June 2015 with a new range of benefits including: A wide range of medical conditions covered and specialist one to one screening for very serious and complex conditions - 24hr emergency medical assistance line managed by Doctors - Specific cover for cruise holidays - No upper age limit for single trip policies - Introduction of age banding.
Cheap Travel Insurance 08450 264 264 Cheaptravelinsurance.com offers low cost travel insurance for single trip and annual multi trip cover. Cruise travel is included as standard on their policies. They also offer policies for long stay cover and add ons for golf and wintersports activities. Cover available up to age 80.
Churchill 0800 026 4050 Standards types of policy plus cover for pets (good fit with the brand id!), automatic cover on business trips, and a no-claims discount on annual policies.
Columbus Direct 020 7375 0011 Pound sign The one with the St Bernard dog cartoon logo. The website has been improved (it used to be focused on selling, not browsing details) and there's a good selection of insurances including Over-64, 'Pre-existing' (medical), Business, and Backpacker. Columbus also providers of customised travel insurance policies to members of the British Guild of Travel Writers.
Directline 0845 246 8704 'Mr Big' in the insurance industry. Has three types of travel insurance: Single trip, Annual Multi-trip, and a "Discoverer" policy aimed at back-packers on extended trips of 3 to 18 months.
Direct Travel Insurance 0845 605 2700 A selection of singletrip, multitrip, backpacker, winter sports, etc, policies.
Dogtag 0800 0364824 Activity insurance specialists. Watersports and extreme ski cover. It used to be that if you had a ski crash in the French Alps the first thing the First Aid skiers did was check you over for a 'Carte Niege' (French ski insurance) tag to see if you were insured! Maybe that's where Dogtag got the idea from. Everybody named on a Dogtag policy gets their own personalised tag to wear around the neck.
Down Under Insurance 0800 393 908 Insurance aimed at backpackers and for campervan tourers.
Essential Travel n/a One of those online travel services companies selling airport hotels, parking, lounges, car hire...and travel insurance - in their case, a range of policies from Single Trip to backpacker underwritten by Axa and covering travellers up to 74 years of age.
Expatriate Healthcare 020 3551 6634 Specialist international medical insurance for those living and working abroad as expats, nomadic travellers or volunteers, but also annual or single trip travel insurance for ordinary travellers.
Flexicover Direct 0845 223 4500 Pound sign Single Trip, Annual-Multi Trip, Gap Year, Long Stay and Winter Sports cover. Plus insurance for both pre-existing medical conditions and over 65 insurance cover. Flexicover cover over 100 sports & activities as standard policy and more than 300 medical conditions are covered at no cost.
Fogg Travel Insurance 01623 631331 Specially designed policies for sports, winter sports, golf and a UK domestic travel insurance policy called 'GBsure'
Global Travel Insurance 01903 203933 Mostly an insurance intermediary to the travel trade, but they also offer personal cover to travellers, particularly for older travellers and those with pre-existing medical conditions, without the need for medical screening.
GoSure.com 0845 222 0020 Instant online travel insurance through WebSure. They offer single-trip, multi-trip, ski, and backpacker policies. Single trip policies can be tailored by destination.
Go Travel Insurance 0844 482 0880 Annual multi-trip, single trip, backpacker & ski insurance.
Harrison Beaumont 0870 1217 590 A range of specific niche policies for travellers, especially those interested in adventure/expedition holidays, backpacking and activity holidays, such as sports equipment cover, gap-year cover, etc
insurance 4carhire.com 020 7328 9034 starOffers a competitive insurance alternative to the excess/damage waiver add-ons offered by car rental companies.
InsuranceWith 0845 3225 906 starA full range of travel insurances but specialises in 'pre-existing medical condition' insurance, largely because of founder & former Lloyds broker, Fiona Macrae's experiences trying to get such insurance for herself. I've talked with her about it here.
Insure & Away 0845 230 2614 Easy to use specialist travel insurance site, founded 2011.
InsureMore 0870 054 0162 Cheap travel insurance with free 'acts of terrorism' cover on all travel policies. InsureMore won the Travolution Best Travel Insurance Website Award 2008. Travolution focus on the user-experience and ease-of-use of e-commerce.
Leading Edge 0870 112 8099 Single Trip, Annual, Snowsports and Backpacker insurance aimed at young travellers... or at least under 45! Flexibly designed add-on cover for a range of sports & activities.
M&S Money 0800 731 2424 UK, European and Worldwide cover, plus cardholder points! M&S Money won 'Best Online Travel Insurance Provider' at the Your Money Direct awards 2006 and 2008.
Natwest 0800 051 5401 Standard single & multi-trip policies. Details of cover available online but you need to purchase by phone (there's a 'call back' option).
Navigator Travel Insurance 0161 973 6435 A range of insurance to suit different travellers, including travel insurance for backpacking, volunteering, student and gap year holidays.
Online TravelCover.com 0844 249 9280 A range of policies that can be bought online or through their call centre. Aka Online Travel Insurance Services.
RAC Travel Insurance 0800 404 6346 Standard range of travel insurance policies, but also car, caravan & motorhome cover for self-drive holidays.
Post Office 0800 169 9999 Single, multi-trip, & ski insurance available for singles, couples, families, and lone-parents.
Simple Travel Insurance 0870 444 3778 Does what it says on the tin - simple low cost travel insurance policies including backpacker, winter sports, single trip and annual travel insurance policies.
Sportscover.co.uk 0845 120 6400 starGood source for independent insurance for activity holidays. Specialists in insurance for individual active holidaymakers and amateur sportsmen & women, but also for amateur sports teams.
Staysure.co.uk 0870 046 4560 Staysure (launched 2004) specialise in insuring older travellers with instant cover for customers up to the age of 80 including those with existing medical conditions. Staysure is underwritten by Mondial Assistance.
TopDog Insurance 0800 093 6686 Pound sign Comprehensive range of travel and holiday insurance (Single Trip, Annual Multi Trip, Winter Sports, Gap Year or Long Stay policies) offering cover for existing medical conditions and the over 65s. Policies underwritten by Axa Insurance.
Travel Insurance Direct 0800 652 9944 Single trip and multi trip insurance, with cover for ski holiday, backpackers, students and business travellers. Some policies offer free child cover, and all provide a 14 day money back guarantee. They also sell Motorcycle cover and European Car Breakdown Assistance.
Virgin Money Travel Insurance 0844 888 3900 Single trip & annual travel insurance, plus up to 3 kids under 18 covered free, over 65s cover, worldwide backpackers cover, and 40 adventure sports included as standard (eg. mountain biking, bungee jumping and windsurfing).
World First 0345 90 80 161 star Wide range of specialist policies including travel insurance for business, timeshare holidays, long-stay & backpack, cruise, Over 65's & pre-existing medical conditions. They are good at pre-existing med, offering dedicated policies for conditions like Thyroid that others don't cover. They are also active on social media, a healthy sign of engagement with customers. World First is a part of Rothwell & Towler, an insurance group set up in 1973.
Worldwide Travel Insure 01892 83 33 38 Usual range of policies such as Annual, Single Trip, Wintersports and European Breakdown, but also Longstay policies for backpackers and those working abroad for up to 18 month, Lonstay for non-UK residents, and USA Car Hire cover. Sister company to Leading Edge above.

Notes

  • The Review Centre has a useful and comprehensive list of travel insurance brand reviews. Given the caveat with all review sites (people mostly use them to complain) there  are a surprising number of positive reviews, but be wary, everything 'above the fold' is advertising, the reviews start lower down.
  • Diabetic Travel (does not sell or quote online) specialises in travel insurance for diabetics. Cover includes ski & scuba.
  • Squaremouth, launched initially in the USA in 2001 and now in the UK, is a stylish (we love their help boxes!) online travel insurance brokerage. You describe what you need and it returns a list of appropriate policies for comparison.
  • MyHolidayInsurance provides detailed information on insurance companies that supply travel insurance to people with specific medical problems or who are over 65.

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